That depends on why you are leaving. If you are:
- retiring at age 60 or older (Waterfront members and some Seafarer members) or 65 years (Seafarer members who joined after 1 January 1996),
- being made redundant,
- leaving because of ill health or disability, or
- leaving after being a member for at least 5 years (Waterfront members) or 20 years (Seafarer members)
you will be paid the total value of your members account including all your employer’s contributions and income earned.